http://www.fairhomeloan.org Protect & Defend Against Unfair Mortgages Wed, 21 Oct 2009 14:37:22 +0000 http://backend.userland.com/rss092 en Background The American Residential Law Group is a highly regarded law firm providing client-focused, interdisciplinary services that result in high-value legal counsel for our clients. Joel S. Jacobi, founder and lead attorney at the American Residential Law Group, has been advocating for everyday Americans for over 12 years in practice areas ... http://www.fairhomeloan.org/approved-attorneys/american-residential-law-group The Fair Home Loan Bureau was created after President Barack Obama signed the 2009 Economic Stimulus Package. The key components of President Obama's foreclosure-avoidance program are loan modification and loan refinancing. The details of this provision has created an extraordinary opportunity for millions of Americans to either re-finance or modify their existing ... http://www.fairhomeloan.org/headline/president-obamas-stimulus-money-for-mortgage-modifications-do-you-qualify Anyone who watches the news or reads the newspaper is going to know all about the current crisis in the mortgage industry. More than eight million sub-prime loans were authorized and a huge number of them have either ended in foreclosure, or are currently at risk of doing so. While ... http://www.fairhomeloan.org/loan-modification/why-a-loan-modification-is-a-preferred-alternative According to Freddie Mac, the average 30-year, conventional, fixed-rate mortgage fell to a record low 5.00 percent in March 2009 from 5.13 percent in February 2009. A year ago the same time the rate was 5.97 percent. Homes sales for March 2009 in recovering markets were higher than a year ... http://www.fairhomeloan.org/featured/record-low-interest-rates-and-housing-affordability-helping-home-sales Establishing good credit takes years so you don’t want to throw all that away by missing your monthly mortgage payments. If you find that you are going to be falling behind more than a month, the best thing to do is to contact your lender immediately. Mortgage Modification Help Seeking a mortgage ... http://www.fairhomeloan.org/headline/avoid-ruining-your-credit-with-a-mortgage-modification